# CREDITACCESS GRAMEEN (NSE: CREDITACC) share price, financials and shareholding

Source: https://app.pivotnow.in/stock/CREDITACC · Pivot · prices to 22 Oct 2026

CREDITACCESS GRAMEEN (NSE: CREDITACC) closed at ₹1,070.70 on 22 Oct 2026, down 6.17% on the day. With a market capitalisation of ₹17,444 Cr, it ranks 375th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Credit Services.

At its last close the stock traded at 22.1× trailing earnings, against a return on equity of 7.6% in FY25. Over the past year the share price has fallen 21.8%. Its 52-week range is ₹1,061.30 (22 Oct 2026) to ₹1,634.00 (31 Jul 2026); the last close is 34.5% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹1,783 Cr (+21.9% year on year) and net profit ₹493 Cr (+719.7%), on a consolidated basis. Promoters held 66.21% of the company as of 30 Jun 2026.

## Key numbers

| Metric | Value |
| --- | --- |
| Last close | ₹1,070.70 |
| Market cap | ₹17,444 Cr |
| P/E (trailing) | 22.1 |
| ROE | 7.6% (FY25) |
| ROCE | 37.7% (FY25) |
| Debt to equity | 2.94 |
| 52-week high | ₹1,634.00 (31 Jul 2026) |
| 52-week low | ₹1,061.30 (22 Oct 2026) |
| 1-year return | −21.8% |

## Quarterly results (₹ crore, consolidated)

| Quarter | Revenue | Revenue YoY | Net profit | Net profit YoY | EPS (₹) |
| --- | --- | --- | --- | --- | --- |
| Q1 FY27 | ₹1,783 Cr | +21.9% | ₹493 Cr | +719.7% | ₹30.79 |
| Q4 FY26 | ₹1,597 Cr | +13.6% | ₹340 Cr | +619.2% | ₹21.20 |
| Q3 FY26 | ₹1,490 Cr | +8.0% | ₹252 Cr | — | ₹15.76 |
| Q2 FY26 | ₹1,508 Cr | +3.8% | ₹126 Cr | −32.4% | ₹7.87 |
| Q1 FY26 | ₹1,463 Cr | −3.2% | ₹60 Cr | −84.9% | ₹3.77 |
| Q4 FY25 | ₹1,407 Cr | −3.5% | ₹47 Cr | −88.1% | ₹2.96 |
| Q3 FY25 | ₹1,380 Cr | +6.8% | −₹100 Cr | −128.2% | −₹6.24 |
| Q2 FY25 | ₹1,453 Cr | +16.5% | ₹186 Cr | −46.4% | ₹11.67 |

## Annual results (₹ crore)

| Fiscal year | Revenue | Net profit |
| --- | --- | --- |
| FY25 | ₹5,752 Cr | ₹531 Cr |
| FY24 | ₹5,167 Cr | ₹1,446 Cr |
| FY23 | ₹3,545 Cr | ₹826 Cr |
| FY22 | ₹2,743 Cr | ₹357 Cr |
| FY21 | ₹2,461 Cr | ₹131 Cr |
| FY20 | ₹1,704 Cr | ₹335 Cr |

## Shareholding (30 Jun 2026)

- Promoters: 66.21%
- Foreign institutions: 13.48%
- Domestic institutions: 12.67%
- Non-institutions: 7.63%

## Peers

| Company | Price | Market cap | P/E | ROE |
| --- | --- | --- | --- | --- |
| [Capri Global Capital](https://app.pivotnow.in/stock/CGCL) | ₹237.54 | ₹22,819 Cr | 23.5 | 11.1% |
| [Aadhar Housing Finance](https://app.pivotnow.in/stock/AADHARHFC) | ₹449.55 | ₹20,087 Cr | 18.1 | 14.5% |
| [Pine Labs](https://app.pivotnow.in/stock/PINELABS) | ₹161.30 | ₹18,644 Cr | 158.1 | 1.9% |
| [Computer Age Management Services](https://app.pivotnow.in/stock/CAMS) | ₹673.65 | ₹16,646 Cr | 35.3 | 42.0% |
| [IFCI](https://app.pivotnow.in/stock/IFCI) | ₹62.21 | ₹16,513 Cr | 90.2 | 2.0% |
| [Choice International](https://app.pivotnow.in/stock/CHOICEIN) | ₹712.45 | ₹15,906 Cr | 63.6 | 13.0% |

## Questions and answers

### What is the share price of CREDITACCESS GRAMEEN today?

CREDITACCESS GRAMEEN (NSE: CREDITACC) last closed at ₹1,070.70 on 22 Oct 2026. Its 52-week high is ₹1,634.00 and its 52-week low is ₹1,061.30.

### What is the market cap of CREDITACCESS GRAMEEN?

CREDITACCESS GRAMEEN's market capitalisation is ₹17,444 Cr (₹17,444 Cr) at the 22 Oct 2026 close, ranking 375th among the NSE companies Pivot tracks.

### What is the P/E ratio of CREDITACCESS GRAMEEN?

CREDITACCESS GRAMEEN trades at a trailing P/E of 22.1. The median P/E of the 6 closest Financials peers by market cap is 63.6.

### What is the ROE and ROCE of CREDITACCESS GRAMEEN?

Return on equity was 7.6% in FY25 and return on capital employed was 37.7% in FY25 (consolidated figures).

### What were CREDITACCESS GRAMEEN's latest quarterly results?

For Q1 FY27 (quarter ended 30 Jun 2026), CREDITACCESS GRAMEEN reported revenue of ₹1,783 Cr, +21.9% year on year, and net profit of ₹493 Cr, +719.7% year on year.

### How has CREDITACCESS GRAMEEN stock performed over the last year?

CREDITACCESS GRAMEEN's share price has fallen 21.8% over the past year, −28.4% over three months and −23.0% over one month, to the 22 Oct 2026 close.

### What is the shareholding pattern of CREDITACCESS GRAMEEN?

As of 30 Jun 2026: promoters 66.21%, foreign institutions 13.48%, domestic institutions 12.67%, non-institutions 7.63%.

### Who are CREDITACCESS GRAMEEN's competitors?

The listed Financials companies closest to CREDITACCESS GRAMEEN by market cap are Capri Global Capital, Aadhar Housing Finance, Pine Labs, Computer Age Management Services, IFCI and Choice International.

### Is CREDITACCESS GRAMEEN a good stock to buy?

Pivot does not give buy or sell recommendations. This page sets out CREDITACCESS GRAMEEN's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on CREDITACC against its own history before risking money. This is analysis, not financial advice.

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Sources: NSE end-of-day bars (Pivot's market data store); Company filings via Moneycontrol; Exchange shareholding-pattern filings. This is analysis, not financial advice. Pivot is not a broker or a SEBI-registered investment adviser.