ESAF Small Finance Bank share price
NSE: ESAFSFBBanksBanks - Regional
ESAF Small Finance Bank at a glance
ESAF Small Finance Bank (NSE: ESAFSFB) closed at ₹41.50 on 22 Oct 2026, up 0.78% on the day. With a market capitalisation of ₹2,141 Cr, it ranks 1118th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Banks sector; its industry is Banks - Regional.
Its return on equity was −9.3% in FY26. Over the past year the share price has risen 46.4%. Its 52-week range is ₹19.78 (30 Mar 2026) to ₹46.00 (30 Sep 2026); the last close is 9.8% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹1,098 Cr (+32.5% year on year) and net profit ₹80 Cr, on a standalone basis. Promoters held 63.25% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹2,141 CrRank 1118 on NSE
- Price to book
- 1.18×FY26
- EPS (TTM)
- −₹0.10to Q1 FY27
- ROE
- −9.3%FY26
- Net profit margin
- −4.7%FY26
- Net interest margin
- 5.50%FY26
- Gross NPA
- 6.87%FY25
- Net NPA
- 2.99%FY25
- CASA ratio
- 0.0%FY26
- Book value / share
- ₹34.61FY26
- 52-week high
- ₹46.0030 Sep 2026
- 52-week low
- ₹19.7830 Mar 2026
- 1-year return
- +46.4%
- RSI (14-day)
- 46.1
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | +0.78% | −6.6% | +5.5% | +17.2% | +46.4% |
ESAF Small Finance Bank quarterly results
| Quarter | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹996 Cr | ₹950 Cr | ₹893 Cr | ₹828 Cr | ₹820 Cr | ₹894 Cr | ₹995 Cr | ₹1,098 Cr |
| Revenue YoY | +5.6% | −2.5% | −10.8% | −19.0% | −17.7% | −5.9% | +11.4% | +32.5% |
| Net profit | −₹190 Cr | −₹211 Cr | −₹183 Cr | −₹81 Cr | −₹116 Cr | ₹7 Cr | ₹24 Cr | ₹80 Cr |
| Net profit YoY | −235.6% | −288.1% | −522.6% | −229.4% | — | — | — | — |
| Net margin | −19.1% | −22.2% | −20.5% | −9.8% | −14.1% | 0.8% | 2.4% | 7.3% |
| EPS | −₹3.69 | −₹4.10 | −₹3.56 | −₹1.58 | −₹2.25 | ₹0.14 | ₹0.46 | ₹1.55 |
ESAF Small Finance Bank financials
| Item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Revenue | ₹1,767 Cr | ₹2,148 Cr | ₹3,142 Cr | ₹4,260 Cr | ₹4,329 Cr | — |
| Net profit | ₹105 Cr | ₹55 Cr | ₹302 Cr | ₹426 Cr | −₹521 Cr | — |
| EPS (₹) | ₹2.46 | ₹1.22 | ₹6.73 | ₹8.96 | −₹10.13 | — |
| Cash from operations | ₹1,127 Cr | −₹585 Cr | −₹573 Cr | ₹1,001 Cr | ₹3,176 Cr | — |
| Total debt | — | — | ₹2,680 Cr | ₹2,573 Cr | ₹1,406 Cr | ₹2,253 Cr |
| Shareholders' equity | — | — | ₹1,715 Cr | ₹2,492 Cr | ₹1,949 Cr | ₹1,787 Cr |
ESAF Small Finance Bank shareholding pattern
| Holder | 31 Mar 2025 | 30 Jun 2025 | 30 Sep 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|---|
| Promoters | 63.31% | 63.31% | 63.30% | 63.30% | 63.28% | 63.25% |
| Foreign institutions | 0.27% | 0.17% | 0.16% | 0.01% | 0.01% | 0.32% |
| Domestic institutions | 5.00% | 5.00% | 5.00% | 4.97% | 4.63% | 3.80% |
| Non-institutions | 31.41% | 31.51% | 31.53% | 31.73% | 32.08% | 32.64% |
ESAF Small Finance Bank vs peers
The listed Banks companies nearest to ESAF Small Finance Bank by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| EQUITASBNKEquitas Small Finance Bank | ₹67.63 | +0.18% | +21.8% | ₹7,735 Cr | 75.1 | — |
| DCBBANKDCB Bank | ₹208.45 | −0.24% | +62.2% | ₹6,714 Cr | 9.1 | — |
| CSBBANKCSB Bank | ₹310.90 | +0.88% | −19.5% | ₹5,394 Cr | 8.5 | — |
| UTKARSHBNKUtkarsh Small Finance Bank | ₹12.52 | −0.40% | −32.9% | ₹2,228 Cr | — | — |
| ESAFSFBESAF Small Finance Bank | ₹41.50 | +0.78% | +46.4% | ₹2,141 Cr | — | — |
| DHANBANKDhanlaxmi Bank | ₹35.73 | +1.13% | +41.1% | ₹1,410 Cr | 13.7 | — |
| ORIENTBANKOriental Bank | — | — | — | ₹1,155 Cr | — | — |
Ask anything about ESAF Small Finance Bank
Pivot answers on the live chart with evidence you can check, and tests strategies against ESAFSFB's own history. Try: “Why has ESAFSFB moved over the last three months?” · “Backtest a 50-day moving-average crossover on ESAFSFB over five years” · “Compare ESAFSFB with EQUITASBNK on margins and valuation”
Frequently asked questions about ESAF Small Finance Bank
What is the share price of ESAF Small Finance Bank today?
ESAF Small Finance Bank (NSE: ESAFSFB) last closed at ₹41.50 on 22 Oct 2026. Its 52-week high is ₹46.00 and its 52-week low is ₹19.78.
What is the market cap of ESAF Small Finance Bank?
ESAF Small Finance Bank's market capitalisation is ₹2,141 Cr (₹2,141 Cr) at the 22 Oct 2026 close, ranking 1118th among the NSE companies Pivot tracks.
What is the ROE and ROCE of ESAF Small Finance Bank?
Return on equity was −9.3% in FY26 (standalone figures).
What were ESAF Small Finance Bank's latest quarterly results?
For Q1 FY27 (quarter ended 30 Jun 2026), ESAF Small Finance Bank reported revenue of ₹1,098 Cr, +32.5% year on year, and net profit of ₹80 Cr.
How has ESAF Small Finance Bank stock performed over the last year?
ESAF Small Finance Bank's share price has risen 46.4% over the past year, +17.2% over three months and +5.5% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of ESAF Small Finance Bank?
As of 30 Jun 2026: promoters 63.25%, foreign institutions 0.32%, domestic institutions 3.80%, non-institutions 32.64%.
Who are ESAF Small Finance Bank's competitors?
The listed Banks companies closest to ESAF Small Finance Bank by market cap are Equitas Small Finance Bank, DCB Bank, CSB Bank, Utkarsh Small Finance Bank, Dhanlaxmi Bank and Oriental Bank.
Is ESAF Small Finance Bank a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out ESAF Small Finance Bank's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on ESAFSFB against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, standalone where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
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