- Stocks
- Financials
- Fino Payments Bank
Fino Payments Bank share price
NSE: FINOPBFinancialsBanks - Regional
Fino Payments Bank at a glance
Fino Payments Bank (NSE: FINOPB) closed at ₹126.69 on 22 Oct 2026, up 0.87% on the day. With a market capitalisation of ₹1,054 Cr, it ranks 1430th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Banks - Regional.
At its last close the stock traded at 20.1× trailing earnings, against a return on equity of 12.4% in FY25. Over the past year the share price has fallen 59.5%. Its 52-week range is ₹110.03 (25 Mar 2026) to ₹334.00 (23 Oct 2025); the last close is 62.1% below the high. In Q4 FY26, the quarter ended 31 Mar 2026, revenue was ₹64 Cr (+21.4% year on year) and net profit ₹7 Cr (−70.4%), on a standalone basis. Promoters held 75.00% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹1,054 CrRank 1430 on NSE
- P/E (trailing)
- 20.1×
- Price to book
- 1.3×FY26
- EPS (TTM)
- ₹6.29to Q4 FY26
- ROE
- 12.4%FY25
- Net profit margin
- 47.4%FY25
- Net interest margin
- 2.25%FY25
- Gross NPA
- 0.00%FY25
- Net NPA
- 0.00%FY25
- CASA ratio
- 100.0%FY25
- Book value / share
- ₹96.76FY26
- 52-week high
- ₹334.0023 Oct 2025
- 52-week low
- ₹110.0325 Mar 2026
- 1-year return
- −59.5%
- RSI (14-day)
- 39.2
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | +0.87% | −6.2% | −5.7% | −25.6% | −59.5% |
Fino Payments Bank quarterly results
| Quarter | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹45 Cr | ₹48 Cr | ₹49 Cr | ₹53 Cr | ₹61 Cr | ₹60 Cr | ₹63 Cr | ₹64 Cr |
| Revenue YoY | +37.5% | +30.7% | +26.1% | +27.5% | +34.5% | +25.9% | +27.6% | +21.4% |
| Net profit | ₹24 Cr | ₹21 Cr | ₹23 Cr | ₹24 Cr | ₹18 Cr | ₹15 Cr | ₹12 Cr | ₹7 Cr |
| Net profit YoY | +29.8% | +8.4% | +1.4% | −4.8% | −26.8% | −27.4% | −47.0% | −70.4% |
| Net margin | 53.5% | 44.3% | 46.8% | 45.5% | 29.1% | 25.5% | 19.5% | 11.1% |
| EPS | ₹2.92 | ₹2.54 | ₹2.78 | ₹2.89 | ₹2.13 | ₹1.84 | ₹1.47 | ₹0.85 |
Fino Payments Bank financials
| Item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Revenue | ₹791 Cr | ₹1,009 Cr | ₹1,230 Cr | ₹1,478 Cr | ₹1,847 Cr | — |
| Net profit | ₹20 Cr | ₹43 Cr | ₹65 Cr | ₹86 Cr | ₹93 Cr | — |
| EPS (₹) | ₹4.59 | ₹5.34 | ₹7.82 | ₹10.36 | ₹11.12 | — |
| Cash from operations | −₹32 Cr | ₹207 Cr | −₹20 Cr | ₹57 Cr | ₹76 Cr | — |
| Total debt | — | — | ₹434 Cr | ₹713 Cr | ₹839 Cr | ₹1,535 Cr |
| Shareholders' equity | — | — | ₹553 Cr | ₹643 Cr | ₹747 Cr | ₹805 Cr |
Fino Payments Bank shareholding pattern
| Holder | 31 Mar 2025 | 30 Jun 2025 | 30 Sep 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|---|
| Promoters | 75.00% | 75.00% | 75.00% | 75.00% | 75.00% | 75.00% |
| Foreign institutions | 4.08% | 2.55% | 2.67% | 2.69% | 1.33% | 0.31% |
| Domestic institutions | 3.52% | 3.04% | 3.35% | 0.45% | 0.40% | 0.00% |
| Non-institutions | 17.40% | 19.42% | 18.98% | 21.86% | 23.27% | 24.69% |
Fino Payments Bank vs peers
The listed Financials companies nearest to Fino Payments Bank by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| SYSTMTXCSystematix Corporate Services | ₹79.99 | +2.03% | −46.3% | ₹1,092 Cr | 38.1 | — |
| KALINDKalind | — | — | — | ₹1,092 Cr | — | — |
| FINOPBFino Payments Bank | ₹126.69 | +0.87% | −59.5% | ₹1,054 Cr | 20.1 | — |
| ZSARACOMSaraswati Commercial India | ₹9,423.00 | +0.18% | — | ₹1,033 Cr | — | — |
| AFSLAbans Financial Services | ₹202.00 | +0.50% | +0.5% | ₹1,027 Cr | 9.7 | — |
| DOLATALGODolat Algotech | ₹58.19 | −1.87% | −24.6% | ₹1,024 Cr | 7.9 | — |
| ARIHANTCAPArihant Capital Markets | ₹91.47 | −0.48% | −14.8% | ₹1,003 Cr | 31.9 | — |
Ask anything about Fino Payments Bank
Pivot answers on the live chart with evidence you can check, and tests strategies against FINOPB's own history. Try: “Why has FINOPB moved over the last three months?” · “Backtest a 50-day moving-average crossover on FINOPB over five years” · “Compare FINOPB with SYSTMTXC on margins and valuation”
Frequently asked questions about Fino Payments Bank
What is the share price of Fino Payments Bank today?
Fino Payments Bank (NSE: FINOPB) last closed at ₹126.69 on 22 Oct 2026. Its 52-week high is ₹334.00 and its 52-week low is ₹110.03.
What is the market cap of Fino Payments Bank?
Fino Payments Bank's market capitalisation is ₹1,054 Cr (₹1,054 Cr) at the 22 Oct 2026 close, ranking 1430th among the NSE companies Pivot tracks.
What is the P/E ratio of Fino Payments Bank?
Fino Payments Bank trades at a trailing P/E of 20.1. The median P/E of the 4 closest Financials peers by market cap is 31.9.
What is the ROE and ROCE of Fino Payments Bank?
Return on equity was 12.4% in FY25 (standalone figures).
What were Fino Payments Bank's latest quarterly results?
For Q4 FY26 (quarter ended 31 Mar 2026), Fino Payments Bank reported revenue of ₹64 Cr, +21.4% year on year, and net profit of ₹7 Cr, −70.4% year on year.
How has Fino Payments Bank stock performed over the last year?
Fino Payments Bank's share price has fallen 59.5% over the past year, −25.6% over three months and −5.7% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of Fino Payments Bank?
As of 30 Jun 2026: promoters 75.00%, foreign institutions 0.31%, domestic institutions 0.00%, non-institutions 24.69%.
Who are Fino Payments Bank's competitors?
The listed Financials companies closest to Fino Payments Bank by market cap are Systematix Corporate Services, Kalind, Saraswati Commercial India, Abans Financial Services, Dolat Algotech and Arihant Capital Markets.
Is Fino Payments Bank a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out Fino Payments Bank's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on FINOPB against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, standalone where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
More: all Financials stocks · companies starting with F · all NSE stocks · this page as text