# GIC Housing Finance (NSE: GICHSGFIN) share price, financials and shareholding

Source: https://app.pivotnow.in/stock/GICHSGFIN · Pivot · prices to 22 Oct 2026

GIC Housing Finance (NSE: GICHSGFIN) closed at ₹127.81 on 22 Oct 2026, down 0.77% on the day. With a market capitalisation of ₹688 Cr, it ranks 1637th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Mortgage Finance.

At its last close the stock traded at 4.4× trailing earnings, against a return on equity of 7.3% in FY26. Over the past year the share price has fallen 23.2%. Its 52-week range is ₹126.00 (22 Oct 2026) to ₹179.03 (26 Dec 2025); the last close is 28.6% below the high. In Q4 FY26, the quarter ended 31 Mar 2026, revenue was ₹271 Cr (+0.9% year on year) and net profit ₹54 Cr (+52.5%), on a consolidated basis. Promoters held 42.41% of the company as of 30 Jun 2026.

## Key numbers

| Metric | Value |
| --- | --- |
| Last close | ₹127.81 |
| Market cap | ₹688 Cr |
| P/E (trailing) | 4.4 |
| ROE | 7.3% (FY26) |
| ROCE | 20.8% (FY26) |
| Debt to equity | 4.3 |
| 52-week high | ₹179.03 (26 Dec 2025) |
| 52-week low | ₹126.00 (22 Oct 2026) |
| 1-year return | −23.2% |

## Quarterly results (₹ crore, consolidated)

| Quarter | Revenue | Revenue YoY | Net profit | Net profit YoY | EPS (₹) |
| --- | --- | --- | --- | --- | --- |
| Q4 FY26 | ₹271 Cr | +0.9% | ₹54 Cr | +52.5% | ₹9.97 |
| Q3 FY26 | ₹268 Cr | −0.3% | ₹44 Cr | −12.1% | ₹8.11 |
| Q2 FY26 | ₹272 Cr | +4.1% | ₹50 Cr | +37.0% | ₹9.29 |
| Q1 FY26 | ₹263 Cr | +1.6% | ₹7 Cr | −81.0% | ₹1.38 |
| Q4 FY25 | ₹268 Cr | +4.2% | ₹35 Cr | −34.4% | ₹6.54 |
| Q3 FY25 | ₹269 Cr | +3.6% | ₹50 Cr | +39.4% | ₹9.22 |
| Q2 FY25 | ₹261 Cr | −1.0% | ₹37 Cr | +21.0% | ₹6.78 |
| Q1 FY25 | ₹259 Cr | −2.6% | ₹39 Cr | +22.5% | ₹7.24 |

## Annual results (₹ crore)

| Fiscal year | Revenue | Net profit |
| --- | --- | --- |
| FY25 | ₹1,079 Cr | ₹160 Cr |
| FY24 | ₹1,057 Cr | ₹151 Cr |
| FY23 | ₹1,115 Cr | ₹213 Cr |
| FY22 | ₹1,150 Cr | ₹174 Cr |

## Shareholding (30 Jun 2026)

- Promoters: 42.41%
- Foreign institutions: 1.40%
- Domestic institutions: 2.54%
- Non-institutions: 53.65%

## Peers

| Company | Price | Market cap | P/E | ROE |
| --- | --- | --- | --- | --- |
| [Emkay Global Financial Services](https://app.pivotnow.in/stock/EMKAY) | ₹261.90 | ₹716 Cr | 47.6 | — |
| [Capital India Finance](https://app.pivotnow.in/stock/CIFL) | ₹18.04 | ₹705 Cr | 18 | — |
| [Manba Finance](https://app.pivotnow.in/stock/MANBA) | ₹138.05 | ₹694 Cr | 15.3 | — |
| [BEML Land Assets](https://app.pivotnow.in/stock/BLAL) | ₹156.50 | ₹652 Cr | — | — |
| [VLS Finance](https://app.pivotnow.in/stock/VLSFINANCE) | ₹206.26 | ₹647 Cr | 31.8 | — |
| [India Finsec](https://app.pivotnow.in/stock/IFINSEC) | — | ₹625 Cr | — | — |

## Questions and answers

### What is the share price of GIC Housing Finance today?

GIC Housing Finance (NSE: GICHSGFIN) last closed at ₹127.81 on 22 Oct 2026. Its 52-week high is ₹179.03 and its 52-week low is ₹126.00.

### What is the market cap of GIC Housing Finance?

GIC Housing Finance's market capitalisation is ₹688 Cr (₹688 Cr) at the 22 Oct 2026 close, ranking 1637th among the NSE companies Pivot tracks.

### What is the P/E ratio of GIC Housing Finance?

GIC Housing Finance trades at a trailing P/E of 4.4. The median P/E of the 4 closest Financials peers by market cap is 31.8.

### What is the ROE and ROCE of GIC Housing Finance?

Return on equity was 7.3% in FY26 and return on capital employed was 20.8% in FY26 (consolidated figures).

### What were GIC Housing Finance's latest quarterly results?

For Q4 FY26 (quarter ended 31 Mar 2026), GIC Housing Finance reported revenue of ₹271 Cr, +0.9% year on year, and net profit of ₹54 Cr, +52.5% year on year.

### How has GIC Housing Finance stock performed over the last year?

GIC Housing Finance's share price has fallen 23.2% over the past year, −13.5% over three months and −8.0% over one month, to the 22 Oct 2026 close.

### What is the shareholding pattern of GIC Housing Finance?

As of 30 Jun 2026: promoters 42.41%, foreign institutions 1.40%, domestic institutions 2.54%, non-institutions 53.65%.

### Who are GIC Housing Finance's competitors?

The listed Financials companies closest to GIC Housing Finance by market cap are Emkay Global Financial Services, Capital India Finance, Manba Finance, BEML Land Assets, VLS Finance and India Finsec.

### Is GIC Housing Finance a good stock to buy?

Pivot does not give buy or sell recommendations. This page sets out GIC Housing Finance's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on GICHSGFIN against its own history before risking money. This is analysis, not financial advice.

---

Sources: NSE end-of-day bars (Pivot's market data store); Company filings via Moneycontrol; Exchange shareholding-pattern filings. This is analysis, not financial advice. Pivot is not a broker or a SEBI-registered investment adviser.