Indian Overseas Bank share price
NSE: IOBBanksBanks - Regional
Indian Overseas Bank at a glance
Indian Overseas Bank (NSE: IOB) closed at ₹30.17 on 22 Oct 2026, down 0.72% on the day. With a market capitalisation of ₹57,654 Cr, it ranks 174th by market cap among the 4,183 NSE companies Pivot tracks (a mid-cap company by SEBI's rank bands). It belongs to the Banks sector; its industry is Banks - Regional.
At its last close the stock traded at 11.2× trailing earnings, against a return on equity of 16.1% in FY26. Over the past year the share price has fallen 21.7%. Its 52-week range is ₹29.72 (22 Oct 2026) to ₹41.80 (23 Oct 2025); the last close is 27.8% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹8,778 Cr (+18.8% year on year) and net profit ₹1,659 Cr (+49.3%), on a consolidated basis. Promoters held 92.44% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹57,654 CrRank 174 on NSE
- P/E (trailing)
- 11.2×
- Price to book
- 1.48×FY26
- EPS (TTM)
- ₹3.06to Q1 FY27
- ROE
- 16.1%FY26
- Net profit margin
- 17.0%FY26
- Net interest margin
- 2.65%FY26
- Gross NPA
- 1.42%FY26
- Net NPA
- 0.21%FY26
- CASA ratio
- 41.0%FY26
- Book value / share
- ₹19.21FY26
- 52-week high
- ₹41.8023 Oct 2025
- 52-week low
- ₹29.7222 Oct 2026
- 1-year return
- −21.7%
- RSI (14-day)
- 36.7
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | −0.72% | −3.9% | −5.8% | −12.7% | −21.7% |
Indian Overseas Bank quarterly results
| Quarter | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹6,854 Cr | ₹6,898 Cr | ₹7,117 Cr | ₹7,387 Cr | ₹7,787 Cr | ₹8,090 Cr | ₹8,489 Cr | ₹8,778 Cr |
| Revenue YoY | +17.7% | +11.6% | +12.4% | +13.0% | +13.6% | +17.3% | +19.3% | +18.8% |
| Net profit | ₹780 Cr | ₹875 Cr | ₹1,092 Cr | ₹1,112 Cr | ₹1,228 Cr | ₹1,365 Cr | ₹1,505 Cr | ₹1,659 Cr |
| Net profit YoY | +24.3% | +20.9% | +34.7% | +71.4% | +57.5% | +56.0% | +37.9% | +49.3% |
| Net margin | 11.4% | 12.7% | 15.3% | 15.0% | 15.8% | 16.9% | 17.7% | 18.9% |
| EPS | ₹0.41 | ₹0.46 | ₹0.58 | ₹0.61 | ₹0.65 | ₹0.71 | ₹0.81 | ₹0.89 |
Indian Overseas Bank financials
| Item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Revenue | ₹22,461 Cr | ₹21,641 Cr | ₹23,523 Cr | ₹29,731 Cr | ₹33,750 Cr | — |
| Net profit | ₹758 Cr | ₹1,709 Cr | ₹2,104 Cr | ₹2,666 Cr | ₹3,396 Cr | — |
| EPS (₹) | ₹1.00 | ₹1.00 | ₹1.00 | ₹1.00 | ₹2.00 | — |
| Cash from operations | ₹4,949 Cr | ₹5,539 Cr | −₹15,584 Cr | −₹1,119 Cr | ₹2,840 Cr | — |
| Total debt | — | — | ₹20,804 Cr | ₹23,387 Cr | ₹40,282 Cr | ₹51,603 Cr |
| Shareholders' equity | — | — | ₹24,876 Cr | ₹27,561 Cr | ₹32,233 Cr | ₹36,991 Cr |
Indian Overseas Bank shareholding pattern
| Holder | 30 Jun 2025 | 30 Sep 2025 | 18 Dec 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|---|
| Promoters | 94.61% | 94.61% | 92.44% | 92.44% | 92.44% | 92.44% |
| Foreign institutions | 0.08% | 0.31% | 0.35% | 0.35% | 0.43% | 0.47% |
| Domestic institutions | 2.37% | 2.30% | 4.25% | 4.27% | 4.28% | 4.29% |
| Non-institutions | 2.94% | 2.78% | 2.96% | 2.94% | 2.85% | 2.80% |
Indian Overseas Bank vs peers
The listed Banks companies nearest to Indian Overseas Bank by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| INDUSINDBKIndusInd Bank | ₹857.00 | +1.00% | +14.4% | ₹66,109 Cr | 75.2 | — |
| IDFCFIRSTBIDFC First Bank | ₹74.61 | −0.36% | +2.3% | ₹64,145 Cr | 39.7 | — |
| BANKINDIABank of India | ₹136.72 | +0.49% | +13.5% | ₹61,088 Cr | 5.8 | — |
| MAHABANKBank of Maharashtra | ₹78.34 | −0.58% | +40.9% | ₹59,494 Cr | 8.6 | — |
| IOBIndian Overseas Bank | ₹30.17 | −0.72% | −21.7% | ₹57,654 Cr | 11.2 | — |
| RBLBANKRBL Bank | ₹361.25 | +0.91% | +23.6% | ₹55,593 Cr | 25.6 | — |
| YESBANKYes Bank | ₹16.45 | +0.61% | −29.5% | ₹51,003 Cr | 14.7 | — |
Ask anything about Indian Overseas Bank
Pivot answers on the live chart with evidence you can check, and tests strategies against IOB's own history. Try: “Why has IOB moved over the last three months?” · “Backtest a 50-day moving-average crossover on IOB over five years” · “Compare IOB with INDUSINDBK on margins and valuation”
Frequently asked questions about Indian Overseas Bank
What is the share price of Indian Overseas Bank today?
Indian Overseas Bank (NSE: IOB) last closed at ₹30.17 on 22 Oct 2026. Its 52-week high is ₹41.80 and its 52-week low is ₹29.72.
What is the market cap of Indian Overseas Bank?
Indian Overseas Bank's market capitalisation is ₹57,654 Cr (₹57,654 Cr) at the 22 Oct 2026 close, ranking 174th among the NSE companies Pivot tracks.
What is the P/E ratio of Indian Overseas Bank?
Indian Overseas Bank trades at a trailing P/E of 11.2. The median P/E of the 6 closest Banks peers by market cap is 25.6.
What is the ROE and ROCE of Indian Overseas Bank?
Return on equity was 16.1% in FY26 (consolidated figures).
What were Indian Overseas Bank's latest quarterly results?
For Q1 FY27 (quarter ended 30 Jun 2026), Indian Overseas Bank reported revenue of ₹8,778 Cr, +18.8% year on year, and net profit of ₹1,659 Cr, +49.3% year on year.
How has Indian Overseas Bank stock performed over the last year?
Indian Overseas Bank's share price has fallen 21.7% over the past year, −12.7% over three months and −5.8% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of Indian Overseas Bank?
As of 30 Jun 2026: promoters 92.44%, foreign institutions 0.47%, domestic institutions 4.29%, non-institutions 2.80%.
Who are Indian Overseas Bank's competitors?
The listed Banks companies closest to Indian Overseas Bank by market cap are IndusInd Bank, IDFC First Bank, Bank of India, Bank of Maharashtra, RBL Bank and Yes Bank.
Is Indian Overseas Bank a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out Indian Overseas Bank's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on IOB against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, consolidated where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
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