# Indian Railway Finance Corporation (NSE: IRFC) share price, financials and shareholding

Source: https://app.pivotnow.in/stock/IRFC · Pivot · prices to 22 Oct 2026

Indian Railway Finance Corporation (NSE: IRFC) closed at ₹77.31 on 22 Oct 2026, up 0.53% on the day. With a market capitalisation of ₹1,00,627 Cr, it ranks 104th by market cap among the 4,183 NSE companies Pivot tracks (a mid-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Credit Services.

At its last close the stock traded at 14.4× trailing earnings, against a return on equity of 12.3% in FY25. Over the past year the share price has fallen 37.8%. Its 52-week range is ₹74.06 (9 Oct 2026) to ₹137.17 (29 Dec 2025); the last close is 43.6% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹8,242 Cr (+19.4% year on year) and net profit ₹1,927 Cr (+10.4%), on a standalone basis. Promoters held 82.90% of the company as of 30 Jun 2026.

## Key numbers

| Metric | Value |
| --- | --- |
| Last close | ₹77.31 |
| Market cap | ₹1,00,627 Cr |
| P/E (trailing) | 14.4 |
| ROE | 12.3% (FY25) |
| ROCE | 50.0% (FY25) |
| Debt to equity | 7.83 |
| 52-week high | ₹137.17 (29 Dec 2025) |
| 52-week low | ₹74.06 (9 Oct 2026) |
| 1-year return | −37.8% |

## Quarterly results (₹ crore, standalone)

| Quarter | Revenue | Revenue YoY | Net profit | Net profit YoY | EPS (₹) |
| --- | --- | --- | --- | --- | --- |
| Q1 FY27 | ₹8,242 Cr | +19.4% | ₹1,927 Cr | +10.4% | ₹1.47 |
| Q4 FY26 | ₹7,336 Cr | +9.1% | ₹1,684 Cr | +0.1% | ₹1.29 |
| Q3 FY26 | ₹6,657 Cr | −1.6% | ₹1,802 Cr | +10.5% | ₹1.38 |
| Q2 FY26 | ₹6,372 Cr | −7.6% | ₹1,777 Cr | +10.2% | ₹1.36 |
| Q1 FY26 | ₹6,901 Cr | +2.0% | ₹1,746 Cr | +10.7% | ₹1.34 |
| Q4 FY25 | ₹6,723 Cr | +3.9% | ₹1,682 Cr | −2.1% | ₹1.29 |
| Q3 FY25 | ₹6,763 Cr | +0.3% | ₹1,631 Cr | +1.6% | ₹1.25 |
| Q2 FY25 | ₹6,900 Cr | +2.0% | ₹1,613 Cr | +4.1% | ₹1.23 |

## Annual results (₹ crore)

| Fiscal year | Revenue | Net profit |
| --- | --- | --- |
| FY25 | ₹27,153 Cr | ₹6,502 Cr |
| FY24 | ₹26,645 Cr | ₹6,412 Cr |
| FY23 | ₹23,892 Cr | ₹6,337 Cr |
| FY22 | ₹20,299 Cr | ₹6,090 Cr |
| FY21 | ₹15,770 Cr | ₹4,416 Cr |
| FY20 | ₹13,838 Cr | ₹3,692 Cr |

## Shareholding (30 Jun 2026)

- Promoters: 82.90%
- Foreign institutions: 1.18%
- Domestic institutions: 3.97%
- Non-institutions: 11.95%

## Peers

| Company | Price | Market cap | P/E | ROE |
| --- | --- | --- | --- | --- |
| [Billionbrains Garage Ventures](https://app.pivotnow.in/stock/GROWW) | ₹188.39 | ₹1,17,360 Cr | 55.6 | 21.6% |
| [HDFC](https://app.pivotnow.in/stock/HDFC) | — | ₹1,16,550 Cr | — | 13.0% |
| [HDFC Life Insurance Company](https://app.pivotnow.in/stock/HDFCLIFE) | ₹533.55 | ₹1,14,783 Cr | 60.3 | 10.8% |
| [Power Finance Corporation](https://app.pivotnow.in/stock/PFC) | ₹325.00 | ₹1,07,880 Cr | 4.1 | 19.5% |
| [HDFC Asset Management Company](https://app.pivotnow.in/stock/HDFCAMC) | ₹2,299.40 | ₹97,441 Cr | 34.6 | 31.0% |
| [Muthoot Finance](https://app.pivotnow.in/stock/MUTHOOTFIN) | ₹2,468.90 | ₹96,955 Cr | 9.4 | 18.1% |

## Questions and answers

### What is the share price of Indian Railway Finance Corporation today?

Indian Railway Finance Corporation (NSE: IRFC) last closed at ₹77.31 on 22 Oct 2026. Its 52-week high is ₹137.17 and its 52-week low is ₹74.06.

### What is the market cap of Indian Railway Finance Corporation?

Indian Railway Finance Corporation's market capitalisation is ₹1,00,627 Cr (₹1.01 lakh Cr) at the 22 Oct 2026 close, ranking 104th among the NSE companies Pivot tracks.

### What is the P/E ratio of Indian Railway Finance Corporation?

Indian Railway Finance Corporation trades at a trailing P/E of 14.4. The median P/E of the 5 closest Financials peers by market cap is 34.6.

### What is the ROE and ROCE of Indian Railway Finance Corporation?

Return on equity was 12.3% in FY25 and return on capital employed was 50.0% in FY25 (standalone figures).

### What were Indian Railway Finance Corporation's latest quarterly results?

For Q1 FY27 (quarter ended 30 Jun 2026), Indian Railway Finance Corporation reported revenue of ₹8,242 Cr, +19.4% year on year, and net profit of ₹1,927 Cr, +10.4% year on year.

### How has Indian Railway Finance Corporation stock performed over the last year?

Indian Railway Finance Corporation's share price has fallen 37.8% over the past year, −11.3% over three months and −3.6% over one month, to the 22 Oct 2026 close.

### What is the shareholding pattern of Indian Railway Finance Corporation?

As of 30 Jun 2026: promoters 82.90%, foreign institutions 1.18%, domestic institutions 3.97%, non-institutions 11.95%.

### Who are Indian Railway Finance Corporation's competitors?

The listed Financials companies closest to Indian Railway Finance Corporation by market cap are Billionbrains Garage Ventures, HDFC, HDFC Life Insurance Company, Power Finance Corporation, HDFC Asset Management Company and Muthoot Finance.

### Is Indian Railway Finance Corporation a good stock to buy?

Pivot does not give buy or sell recommendations. This page sets out Indian Railway Finance Corporation's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on IRFC against its own history before risking money. This is analysis, not financial advice.

---

Sources: NSE end-of-day bars (Pivot's market data store); Company filings via Moneycontrol; Exchange shareholding-pattern filings. This is analysis, not financial advice. Pivot is not a broker or a SEBI-registered investment adviser.