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- PTC India Financial Services
PTC India Financial Services share price
NSE: PFSFinancialsCredit Services
PTC India Financial Services at a glance
PTC India Financial Services (NSE: PFS) closed at ₹24.64 on 22 Oct 2026, down 1.48% on the day. With a market capitalisation of ₹1,583 Cr, it ranks 1239th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Credit Services.
At its last close the stock traded at 5× trailing earnings. Over the past year the share price has fallen 29.4%. Its 52-week range is ₹23.85 (30 Mar 2026) to ₹40.50 (27 Oct 2025); the last close is 39.2% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹103 Cr (−27.2% year on year) and net profit ₹40 Cr (−70.5%), on a consolidated basis. Promoters held 64.99% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹1,583 CrRank 1239 on NSE
- P/E (trailing)
- 5×
- Price to book
- 0.51×FY26
- EPS (TTM)
- ₹3.47to Q1 FY27
- Net profit margin
- 63.4%FY26
- Book value / share
- ₹47.95FY26
- 52-week high
- ₹40.5027 Oct 2025
- 52-week low
- ₹23.8530 Mar 2026
- 1-year return
- −29.4%
- RSI (14-day)
- 36.1
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | −1.48% | −7.1% | −8.7% | −16.3% | −29.4% |
PTC India Financial Services quarterly results
| Quarter | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹163 Cr | ₹158 Cr | ₹151 Cr | ₹142 Cr | ₹132 Cr | ₹122 Cr | ₹119 Cr | ₹103 Cr |
| Revenue YoY | −14.1% | −22.6% | −14.6% | −12.0% | −19.3% | −23.0% | −21.0% | −27.2% |
| Net profit | ₹47 Cr | ₹53 Cr | ₹58 Cr | ₹137 Cr | ₹88 Cr | ₹49 Cr | ₹46 Cr | ₹40 Cr |
| Net profit YoY | −20.8% | +4.4% | +319.9% | +207.7% | +86.2% | −6.6% | −21.8% | −70.5% |
| Net margin | 29.0% | 33.3% | 38.6% | 96.3% | 66.9% | 40.3% | 38.2% | 39.0% |
| EPS | ₹0.74 | ₹1.05 | ₹0.91 | ₹2.13 | ₹1.37 | ₹0.76 | ₹0.71 | ₹0.63 |
PTC India Financial Services financials
| Item | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Revenue | ₹749 Cr | ₹704 Cr | ₹555 Cr | ₹448 Cr |
| Operating profit | ₹266 Cr | ₹163 Cr | ₹198 Cr | ₹191 Cr |
| Net profit | ₹176 Cr | ₹161 Cr | ₹217 Cr | ₹319 Cr |
| EPS (₹) | ₹2.74 | ₹2.50 | ₹3.38 | ₹4.97 |
| Cash from operations | ₹1,887 Cr | ₹2,563 Cr | ₹1,139 Cr | ₹1,780 Cr |
| Total debt | ₹5,122 Cr | ₹3,926 Cr | ₹2,861 Cr | ₹1,768 Cr |
| Shareholders' equity | ₹2,443 Cr | ₹2,539 Cr | ₹2,754 Cr | ₹3,080 Cr |
PTC India Financial Services shareholding pattern
| Holder | 31 Mar 2025 | 30 Jun 2025 | 30 Sep 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|---|
| Promoters | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% |
| Foreign institutions | 2.08% | 2.22% | 2.19% | 2.17% | 2.13% | 2.03% |
| Domestic institutions | 5.43% | 5.08% | 5.06% | 5.06% | 5.05% | 5.05% |
| Non-institutions | 27.50% | 27.71% | 27.76% | 27.78% | 27.83% | 27.93% |
PTC India Financial Services vs peers
The listed Financials companies nearest to PTC India Financial Services by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| SPANDANASpandana Sphoorty Financial | ₹193.81 | −1.61% | −21.6% | ₹1,718 Cr | — | — |
| SPICELOUNGSpice Lounge | — | — | — | ₹1,712 Cr | — | — |
| PFSPTC India Financial Services | ₹24.64 | −1.48% | −29.4% | ₹1,583 Cr | 5 | — |
| ARMANFINArman Financial Services | ₹1,487.50 | +0.39% | −9.2% | ₹1,564 Cr | 27.7 | — |
| 5PAISA5Paisa Capital | ₹332.30 | −0.08% | +5.5% | ₹1,558 Cr | 23.5 | — |
| SURYODAYSuryoday Small Finance Bank | ₹143.24 | +0.63% | +0.6% | ₹1,522 Cr | 10 | — |
| BFINVESTBF Investment | ₹392.00 | −2.39% | −15.5% | ₹1,477 Cr | 5.2 | — |
Ask anything about PTC India Financial Services
Pivot answers on the live chart with evidence you can check, and tests strategies against PFS's own history. Try: “Why has PFS moved over the last three months?” · “Backtest a 50-day moving-average crossover on PFS over five years” · “Compare PFS with SPANDANA on margins and valuation”
Frequently asked questions about PTC India Financial Services
What is the share price of PTC India Financial Services today?
PTC India Financial Services (NSE: PFS) last closed at ₹24.64 on 22 Oct 2026. Its 52-week high is ₹40.50 and its 52-week low is ₹23.85.
What is the market cap of PTC India Financial Services?
PTC India Financial Services' market capitalisation is ₹1,583 Cr (₹1,583 Cr) at the 22 Oct 2026 close, ranking 1239th among the NSE companies Pivot tracks.
What is the P/E ratio of PTC India Financial Services?
PTC India Financial Services trades at a trailing P/E of 5. The median P/E of the 4 closest Financials peers by market cap is 23.5.
What were PTC India Financial Services' latest quarterly results?
For Q1 FY27 (quarter ended 30 Jun 2026), PTC India Financial Services reported revenue of ₹103 Cr, −27.2% year on year, and net profit of ₹40 Cr, −70.5% year on year.
How has PTC India Financial Services stock performed over the last year?
PTC India Financial Services' share price has fallen 29.4% over the past year, −16.3% over three months and −8.7% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of PTC India Financial Services?
As of 30 Jun 2026: promoters 64.99%, foreign institutions 2.03%, domestic institutions 5.05%, non-institutions 27.93%.
Who are PTC India Financial Services' competitors?
The listed Financials companies closest to PTC India Financial Services by market cap are Spandana Sphoorty Financial, Spice Lounge, Arman Financial Services, 5Paisa Capital, Suryoday Small Finance Bank and BF Investment.
Is PTC India Financial Services a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out PTC India Financial Services' price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on PFS against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, consolidated where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
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