# SBI Cards and Payment Services (NSE: SBICARD) share price, financials and shareholding

Source: https://app.pivotnow.in/stock/SBICARD · Pivot · prices to 22 Oct 2026

SBI Cards and Payment Services (NSE: SBICARD) closed at ₹565.20 on 22 Oct 2026, up 2.01% on the day. With a market capitalisation of ₹53,890 Cr, it ranks 186th by market cap among the 4,183 NSE companies Pivot tracks (a mid-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Credit Services.

At its last close the stock traded at 24.8× trailing earnings, against a return on equity of 13.8% in FY26. Over the past year the share price has fallen 38.1%. Its 52-week range is ₹545.55 (22 Oct 2026) to ₹965.00 (23 Oct 2025); the last close is 41.4% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹5,041 Cr (+3.4% year on year) and net profit ₹664 Cr (+19.5%), on a standalone basis. Promoters held 68.86% of the company as of 30 Jun 2026.

## Key numbers

| Metric | Value |
| --- | --- |
| Last close | ₹565.20 |
| Market cap | ₹53,890 Cr |
| P/E (trailing) | 24.8 |
| ROE | 13.8% (FY26) |
| ROCE | 10.1% (FY26) |
| Debt to equity | 2.8 |
| 52-week high | ₹965.00 (23 Oct 2025) |
| 52-week low | ₹545.55 (22 Oct 2026) |
| 1-year return | −38.1% |

## Quarterly results (₹ crore, standalone)

| Quarter | Revenue | Revenue YoY | Net profit | Net profit YoY | EPS (₹) |
| --- | --- | --- | --- | --- | --- |
| Q1 FY27 | ₹5,041 Cr | +3.4% | ₹664 Cr | +19.5% | ₹6.98 |
| Q4 FY26 | ₹4,935 Cr | +5.6% | ₹609 Cr | +14.1% | ₹6.40 |
| Q3 FY26 | ₹5,127 Cr | +11.0% | ₹557 Cr | +45.2% | ₹5.85 |
| Q2 FY26 | ₹4,961 Cr | +12.2% | ₹445 Cr | +10.0% | ₹4.67 |
| Q1 FY26 | ₹4,877 Cr | +11.9% | ₹556 Cr | −6.5% | ₹5.84 |
| Q4 FY25 | ₹4,674 Cr | +7.5% | ₹534 Cr | −19.4% | ₹5.62 |
| Q3 FY25 | ₹4,619 Cr | −0.1% | ₹383 Cr | −30.2% | ₹4.03 |
| Q2 FY25 | ₹4,421 Cr | +8.2% | ₹404 Cr | −32.9% | ₹4.25 |

## Annual results (₹ crore)

| Fiscal year | Revenue | Net profit |
| --- | --- | --- |
| FY26 | ₹19,900 Cr | ₹2,167 Cr |
| FY25 | ₹18,072 Cr | ₹1,916 Cr |
| FY24 | ₹16,968 Cr | ₹2,408 Cr |
| FY23 | ₹13,667 Cr | ₹2,258 Cr |
| FY22 | ₹10,677 Cr | ₹1,616 Cr |
| FY21 | ₹9,277 Cr | ₹985 Cr |

## Shareholding (30 Jun 2026)

- Promoters: 68.86%
- Foreign institutions: 8.99%
- Domestic institutions: 18.13%
- Non-institutions: 4.03%

## Peers

| Company | Price | Market cap | P/E | ROE |
| --- | --- | --- | --- | --- |
| [L&T Finance](https://app.pivotnow.in/stock/LTF) | ₹246.85 | ₹61,159 Cr | 20.8 | 10.7% |
| [Motilal Oswal Financial Services](https://app.pivotnow.in/stock/MOTILALOFS) | ₹975.65 | ₹58,830 Cr | 29.7 | 14.5% |
| [General Insurance Corporation of India](https://app.pivotnow.in/stock/GICRE) | ₹325.95 | ₹56,079 Cr | 5.9 | 16.3% |
| [PB Fintech](https://app.pivotnow.in/stock/POLICYBZR) | ₹1,039.90 | ₹48,023 Cr | 71.6 | 9.2% |
| [Sundaram Finance](https://app.pivotnow.in/stock/SUNDARMFIN) | ₹4,095.90 | ₹45,159 Cr | 21.9 | 13.8% |
| [Piramal Finance](https://app.pivotnow.in/stock/PIRAMALFIN) | ₹1,961.00 | ₹44,247 Cr | 29.7 | 5.3% |

## Questions and answers

### What is the share price of SBI Cards and Payment Services today?

SBI Cards and Payment Services (NSE: SBICARD) last closed at ₹565.20 on 22 Oct 2026. Its 52-week high is ₹965.00 and its 52-week low is ₹545.55.

### What is the market cap of SBI Cards and Payment Services?

SBI Cards and Payment Services' market capitalisation is ₹53,890 Cr (₹53,890 Cr) at the 22 Oct 2026 close, ranking 186th among the NSE companies Pivot tracks.

### What is the P/E ratio of SBI Cards and Payment Services?

SBI Cards and Payment Services trades at a trailing P/E of 24.8. The median P/E of the 6 closest Financials peers by market cap is 29.7.

### What is the ROE and ROCE of SBI Cards and Payment Services?

Return on equity was 13.8% in FY26 and return on capital employed was 10.1% in FY26 (standalone figures).

### What were SBI Cards and Payment Services' latest quarterly results?

For Q1 FY27 (quarter ended 30 Jun 2026), SBI Cards and Payment Services reported revenue of ₹5,041 Cr, +3.4% year on year, and net profit of ₹664 Cr, +19.5% year on year.

### How has SBI Cards and Payment Services stock performed over the last year?

SBI Cards and Payment Services' share price has fallen 38.1% over the past year, −9.8% over three months and −11.2% over one month, to the 22 Oct 2026 close.

### What is the shareholding pattern of SBI Cards and Payment Services?

As of 30 Jun 2026: promoters 68.86%, foreign institutions 8.99%, domestic institutions 18.13%, non-institutions 4.03%.

### Who are SBI Cards and Payment Services' competitors?

The listed Financials companies closest to SBI Cards and Payment Services by market cap are L&T Finance, Motilal Oswal Financial Services, General Insurance Corporation of India, PB Fintech, Sundaram Finance and Piramal Finance.

### Is SBI Cards and Payment Services a good stock to buy?

Pivot does not give buy or sell recommendations. This page sets out SBI Cards and Payment Services' price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on SBICARD against its own history before risking money. This is analysis, not financial advice.

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Sources: NSE end-of-day bars (Pivot's market data store); Company filings via Moneycontrol; Exchange shareholding-pattern filings. This is analysis, not financial advice. Pivot is not a broker or a SEBI-registered investment adviser.