# Utkarsh Small Finance Bank (NSE: UTKARSHBNK) share price, financials and shareholding

Source: https://app.pivotnow.in/stock/UTKARSHBNK · Pivot · prices to 22 Oct 2026

Utkarsh Small Finance Bank (NSE: UTKARSHBNK) closed at ₹12.52 on 22 Oct 2026, down 0.40% on the day. With a market capitalisation of ₹2,228 Cr, it ranks 1099th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Banks sector; its industry is Banks - Regional.

Its return on equity was −41.5% in FY26. Over the past year the share price has fallen 32.9%. Its 52-week range is ₹10.12 (30 Mar 2026) to ₹22.03 (24 Oct 2025); the last close is 43.2% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹884 Cr (+0.3% year on year) and net profit −₹34 Cr, on a standalone basis. Promoters held 42.67% of the company as of 30 Jun 2026.

## Key numbers

| Metric | Value |
| --- | --- |
| Last close | ₹12.52 |
| Market cap | ₹2,228 Cr |
| ROE | −41.5% (FY26) |
| 52-week high | ₹22.03 (24 Oct 2025) |
| 52-week low | ₹10.12 (30 Mar 2026) |
| 1-year return | −32.9% |

## Quarterly results (₹ crore, standalone)

| Quarter | Revenue | Revenue YoY | Net profit | Net profit YoY | EPS (₹) |
| --- | --- | --- | --- | --- | --- |
| Q1 FY27 | ₹884 Cr | +0.3% | −₹34 Cr | — | −₹0.19 |
| Q4 FY26 | ₹837 Cr | −4.9% | −₹188 Cr | −6,409.4% | −₹1.06 |
| Q3 FY26 | ₹821 Cr | −11.9% | −₹375 Cr | — | −₹2.46 |
| Q2 FY26 | ₹840 Cr | −14.9% | −₹348 Cr | −778.1% | −₹3.16 |
| Q1 FY26 | ₹881 Cr | −8.8% | −₹239 Cr | −274.3% | −₹2.17 |
| Q4 FY25 | ₹880 Cr | −1.8% | ₹3 Cr | −98.1% | ₹0.03 |
| Q3 FY25 | ₹932 Cr | +15.7% | −₹168 Cr | −244.8% | −₹1.53 |
| Q2 FY25 | ₹987 Cr | +30.5% | ₹51 Cr | −55.1% | ₹0.47 |

## Annual results (₹ crore)

| Fiscal year | Revenue | Net profit |
| --- | --- | --- |
| FY25 | ₹4,365 Cr | ₹24 Cr |
| FY24 | ₹3,579 Cr | ₹498 Cr |
| FY23 | ₹2,804 Cr | ₹405 Cr |

## Shareholding (30 Jun 2026)

- Promoters: 42.67%
- Foreign institutions: 11.90%
- Domestic institutions: 9.55%
- Non-institutions: 35.88%

## Peers

| Company | Price | Market cap | P/E | ROE |
| --- | --- | --- | --- | --- |
| [Equitas Small Finance Bank](https://app.pivotnow.in/stock/EQUITASBNK) | ₹67.63 | ₹7,735 Cr | 75.1 | — |
| [DCB Bank](https://app.pivotnow.in/stock/DCBBANK) | ₹208.45 | ₹6,714 Cr | 9.1 | — |
| [CSB Bank](https://app.pivotnow.in/stock/CSBBANK) | ₹310.90 | ₹5,394 Cr | 8.5 | — |
| [ESAF Small Finance Bank](https://app.pivotnow.in/stock/ESAFSFB) | ₹41.50 | ₹2,141 Cr | — | — |
| [Dhanlaxmi Bank](https://app.pivotnow.in/stock/DHANBANK) | ₹35.73 | ₹1,410 Cr | 13.7 | — |
| [Oriental Bank](https://app.pivotnow.in/stock/ORIENTBANK) | — | ₹1,155 Cr | — | — |

## Questions and answers

### What is the share price of Utkarsh Small Finance Bank today?

Utkarsh Small Finance Bank (NSE: UTKARSHBNK) last closed at ₹12.52 on 22 Oct 2026. Its 52-week high is ₹22.03 and its 52-week low is ₹10.12.

### What is the market cap of Utkarsh Small Finance Bank?

Utkarsh Small Finance Bank's market capitalisation is ₹2,228 Cr (₹2,228 Cr) at the 22 Oct 2026 close, ranking 1099th among the NSE companies Pivot tracks.

### What is the ROE and ROCE of Utkarsh Small Finance Bank?

Return on equity was −41.5% in FY26 (standalone figures).

### What were Utkarsh Small Finance Bank's latest quarterly results?

For Q1 FY27 (quarter ended 30 Jun 2026), Utkarsh Small Finance Bank reported revenue of ₹884 Cr, +0.3% year on year, and net profit of −₹34 Cr.

### How has Utkarsh Small Finance Bank stock performed over the last year?

Utkarsh Small Finance Bank's share price has fallen 32.9% over the past year, −13.3% over three months and −10.9% over one month, to the 22 Oct 2026 close.

### What is the shareholding pattern of Utkarsh Small Finance Bank?

As of 30 Jun 2026: promoters 42.67%, foreign institutions 11.90%, domestic institutions 9.55%, non-institutions 35.88%.

### Who are Utkarsh Small Finance Bank's competitors?

The listed Banks companies closest to Utkarsh Small Finance Bank by market cap are Equitas Small Finance Bank, DCB Bank, CSB Bank, ESAF Small Finance Bank, Dhanlaxmi Bank and Oriental Bank.

### Is Utkarsh Small Finance Bank a good stock to buy?

Pivot does not give buy or sell recommendations. This page sets out Utkarsh Small Finance Bank's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on UTKARSHBNK against its own history before risking money. This is analysis, not financial advice.

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Sources: NSE end-of-day bars (Pivot's market data store); Company filings via Moneycontrol; Exchange shareholding-pattern filings. This is analysis, not financial advice. Pivot is not a broker or a SEBI-registered investment adviser.