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- CREDITACCESS GRAMEEN
CREDITACCESS GRAMEEN share price
NSE: CREDITACCFinancialsCredit Services
CREDITACCESS GRAMEEN at a glance
CREDITACCESS GRAMEEN (NSE: CREDITACC) closed at ₹1,070.70 on 22 Oct 2026, down 6.17% on the day. With a market capitalisation of ₹17,444 Cr, it ranks 375th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Credit Services.
At its last close the stock traded at 22.1× trailing earnings, against a return on equity of 7.6% in FY25. Over the past year the share price has fallen 21.8%. Its 52-week range is ₹1,061.30 (22 Oct 2026) to ₹1,634.00 (31 Jul 2026); the last close is 34.5% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹1,783 Cr (+21.9% year on year) and net profit ₹493 Cr (+719.7%), on a consolidated basis. Promoters held 66.21% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹17,444 CrRank 375 on NSE
- P/E (trailing)
- 22.1×
- Price to book
- 2.19×FY25
- EPS (TTM)
- ₹75.62to Q1 FY27
- ROE
- 7.6%FY25
- ROCE
- 37.7%FY25
- Net profit margin
- 9.2%FY25
- Book value / share
- ₹435.51FY25
- 52-week high
- ₹1,634.0031 Jul 2026
- 52-week low
- ₹1,061.3022 Oct 2026
- 1-year return
- −21.8%
- RSI (14-day)
- 23
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | −6.17% | −15.5% | −23.0% | −28.4% | −21.8% |
CREDITACCESS GRAMEEN quarterly results
| Quarter | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1,453 Cr | ₹1,380 Cr | ₹1,407 Cr | ₹1,463 Cr | ₹1,508 Cr | ₹1,490 Cr | ₹1,597 Cr | ₹1,783 Cr |
| Revenue YoY | +16.5% | +6.8% | −3.5% | −3.2% | +3.8% | +8.0% | +13.6% | +21.9% |
| Net profit | ₹186 Cr | −₹100 Cr | ₹47 Cr | ₹60 Cr | ₹126 Cr | ₹252 Cr | ₹340 Cr | ₹493 Cr |
| Net profit YoY | −46.4% | −128.2% | −88.1% | −84.9% | −32.4% | — | +619.2% | +719.7% |
| Net margin | 12.8% | −7.2% | 3.4% | 4.1% | 8.3% | 16.9% | 21.3% | 27.7% |
| EPS | ₹11.67 | −₹6.24 | ₹2.96 | ₹3.77 | ₹7.87 | ₹15.76 | ₹21.20 | ₹30.79 |
CREDITACCESS GRAMEEN financials
| Item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|
| Revenue | ₹1,704 Cr | ₹2,461 Cr | ₹2,743 Cr | ₹3,545 Cr | ₹5,167 Cr | ₹5,752 Cr |
| Operating profit | ₹462 Cr | ₹180 Cr | ₹481 Cr | ₹1,105 Cr | ₹1,939 Cr | ₹709 Cr |
| Net profit | ₹335 Cr | ₹131 Cr | ₹357 Cr | ₹826 Cr | ₹1,446 Cr | ₹531 Cr |
| EPS (₹) | ₹23.00 | ₹9.00 | ₹23.00 | ₹52.00 | ₹91.00 | ₹33.00 |
| Cash from operations | −₹2,253 Cr | −₹455 Cr | −₹2,714 Cr | −₹3,290 Cr | −₹4,734 Cr | ₹1,125 Cr |
| Total debt | ₹896 Cr | ₹1,778 Cr | ₹1,496 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Shareholders' equity | ₹2,734 Cr | ₹3,692 Cr | ₹3,978 Cr | ₹5,107 Cr | ₹6,570 Cr | ₹6,956 Cr |
CREDITACCESS GRAMEEN shareholding pattern
| Holder | 30 Jun 2025 | 30 Sep 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|
| Promoters | 66.43% | 66.37% | 66.28% | 66.24% | 66.21% |
| Foreign institutions | 12.13% | 12.29% | 11.68% | 12.94% | 13.48% |
| Domestic institutions | 12.76% | 13.33% | 13.23% | 12.59% | 12.67% |
| Non-institutions | 8.68% | 8.02% | 8.80% | 8.24% | 7.63% |
CREDITACCESS GRAMEEN vs peers
The listed Financials companies nearest to CREDITACCESS GRAMEEN by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| CGCLCapri Global Capital | ₹237.54 | −1.84% | +28.7% | ₹22,819 Cr | 23.5 | 11.1% |
| AADHARHFCAadhar Housing Finance | ₹449.55 | −0.54% | −12.6% | ₹20,087 Cr | 18.1 | 14.5% |
| PINELABSPine Labs | ₹161.30 | +1.87% | — | ₹18,644 Cr | 158.1 | 1.9% |
| CREDITACCCREDITACCESS GRAMEEN | ₹1,070.70 | −6.17% | −21.8% | ₹17,444 Cr | 22.1 | 7.6% |
| CAMSComputer Age Management Services | ₹673.65 | −0.24% | −11.0% | ₹16,646 Cr | 35.3 | 42.0% |
| IFCIIFCI | ₹62.21 | −1.03% | +13.1% | ₹16,513 Cr | 90.2 | 2.0% |
| CHOICEINChoice International | ₹712.45 | +0.77% | −12.5% | ₹15,906 Cr | 63.6 | 13.0% |
Ask anything about CREDITACCESS GRAMEEN
Pivot answers on the live chart with evidence you can check, and tests strategies against CREDITACC's own history. Try: “Why has CREDITACC moved over the last three months?” · “Backtest a 50-day moving-average crossover on CREDITACC over five years” · “Compare CREDITACC with CGCL on margins and valuation”
Frequently asked questions about CREDITACCESS GRAMEEN
What is the share price of CREDITACCESS GRAMEEN today?
CREDITACCESS GRAMEEN (NSE: CREDITACC) last closed at ₹1,070.70 on 22 Oct 2026. Its 52-week high is ₹1,634.00 and its 52-week low is ₹1,061.30.
What is the market cap of CREDITACCESS GRAMEEN?
CREDITACCESS GRAMEEN's market capitalisation is ₹17,444 Cr (₹17,444 Cr) at the 22 Oct 2026 close, ranking 375th among the NSE companies Pivot tracks.
What is the P/E ratio of CREDITACCESS GRAMEEN?
CREDITACCESS GRAMEEN trades at a trailing P/E of 22.1. The median P/E of the 6 closest Financials peers by market cap is 63.6.
What is the ROE and ROCE of CREDITACCESS GRAMEEN?
Return on equity was 7.6% in FY25 and return on capital employed was 37.7% in FY25 (consolidated figures).
What were CREDITACCESS GRAMEEN's latest quarterly results?
For Q1 FY27 (quarter ended 30 Jun 2026), CREDITACCESS GRAMEEN reported revenue of ₹1,783 Cr, +21.9% year on year, and net profit of ₹493 Cr, +719.7% year on year.
How has CREDITACCESS GRAMEEN stock performed over the last year?
CREDITACCESS GRAMEEN's share price has fallen 21.8% over the past year, −28.4% over three months and −23.0% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of CREDITACCESS GRAMEEN?
As of 30 Jun 2026: promoters 66.21%, foreign institutions 13.48%, domestic institutions 12.67%, non-institutions 7.63%.
Who are CREDITACCESS GRAMEEN's competitors?
The listed Financials companies closest to CREDITACCESS GRAMEEN by market cap are Capri Global Capital, Aadhar Housing Finance, Pine Labs, Computer Age Management Services, IFCI and Choice International.
Is CREDITACCESS GRAMEEN a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out CREDITACCESS GRAMEEN's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on CREDITACC against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, consolidated where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
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