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- GIC Housing Finance
GIC Housing Finance share price
NSE: GICHSGFINFinancialsMortgage Finance
GIC Housing Finance at a glance
GIC Housing Finance (NSE: GICHSGFIN) closed at ₹127.81 on 22 Oct 2026, down 0.77% on the day. With a market capitalisation of ₹688 Cr, it ranks 1637th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Financials sector; its industry is Mortgage Finance.
At its last close the stock traded at 4.4× trailing earnings, against a return on equity of 7.3% in FY26. Over the past year the share price has fallen 23.2%. Its 52-week range is ₹126.00 (22 Oct 2026) to ₹179.03 (26 Dec 2025); the last close is 28.6% below the high. In Q4 FY26, the quarter ended 31 Mar 2026, revenue was ₹271 Cr (+0.9% year on year) and net profit ₹54 Cr (+52.5%), on a consolidated basis. Promoters held 42.41% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹688 CrRank 1637 on NSE
- P/E (trailing)
- 4.4×
- Price to book
- 0.34×FY26
- EPS (TTM)
- ₹28.75to Q4 FY26
- ROE
- 7.3%FY26
- ROCE
- 20.8%FY26
- Net profit margin
- 14.3%FY26
- Book value / share
- ₹390.94FY26
- Dividend payout
- 15.7%FY26
- 52-week high
- ₹179.0326 Dec 2025
- 52-week low
- ₹126.0022 Oct 2026
- 1-year return
- −23.2%
- RSI (14-day)
- 33.6
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | −0.77% | −3.0% | −8.0% | −13.5% | −23.2% |
GIC Housing Finance quarterly results
| Quarter | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹259 Cr | ₹261 Cr | ₹269 Cr | ₹268 Cr | ₹263 Cr | ₹272 Cr | ₹268 Cr | ₹271 Cr |
| Revenue YoY | −2.6% | −1.0% | +3.6% | +4.2% | +1.6% | +4.1% | −0.3% | +0.9% |
| Net profit | ₹39 Cr | ₹37 Cr | ₹50 Cr | ₹35 Cr | ₹7 Cr | ₹50 Cr | ₹44 Cr | ₹54 Cr |
| Net profit YoY | +22.5% | +21.0% | +39.4% | −34.4% | −81.0% | +37.0% | −12.1% | +52.5% |
| Net margin | 15.0% | 14.0% | 18.5% | 13.1% | 2.8% | 18.4% | 16.3% | 19.8% |
| EPS | ₹7.24 | ₹6.78 | ₹9.22 | ₹6.54 | ₹1.38 | ₹9.29 | ₹8.11 | ₹9.97 |
GIC Housing Finance financials
| Item | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | ₹1,150 Cr | ₹1,115 Cr | ₹1,057 Cr | ₹1,079 Cr | — |
| Operating profit | ₹230 Cr | ₹290 Cr | ₹204 Cr | ₹220 Cr | — |
| Net profit | ₹174 Cr | ₹213 Cr | ₹151 Cr | ₹160 Cr | — |
| EPS (₹) | ₹32.00 | ₹40.00 | ₹28.00 | ₹30.00 | — |
| Cash from operations | ₹1,286 Cr | ₹1,043 Cr | ₹522 Cr | −₹18 Cr | — |
| Total debt | ₹1,491 Cr | ₹1,126 Cr | ₹730 Cr | ₹1,354 Cr | ₹1,935 Cr |
| Shareholders' equity | ₹1,511 Cr | ₹1,699 Cr | ₹1,829 Cr | ₹1,965 Cr | ₹2,106 Cr |
GIC Housing Finance shareholding pattern
| Holder | 31 Mar 2025 | 30 Jun 2025 | 30 Sep 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|---|
| Promoters | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% |
| Foreign institutions | 2.18% | 2.68% | 2.15% | 2.08% | 1.81% | 1.40% |
| Domestic institutions | 5.90% | 5.52% | 5.52% | 5.06% | 4.60% | 2.54% |
| Non-institutions | 49.51% | 49.40% | 49.92% | 50.46% | 51.18% | 53.65% |
GIC Housing Finance vs peers
The listed Financials companies nearest to GIC Housing Finance by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| EMKAYEmkay Global Financial Services | ₹261.90 | −0.04% | −14.4% | ₹716 Cr | 47.6 | — |
| CIFLCapital India Finance | ₹18.04 | +0.39% | −49.5% | ₹705 Cr | 18 | — |
| MANBAManba Finance | ₹138.05 | −4.13% | +3.4% | ₹694 Cr | 15.3 | — |
| GICHSGFINGIC Housing Finance | ₹127.81 | −0.77% | −23.2% | ₹688 Cr | 4.4 | — |
| BLALBEML Land Assets | ₹156.50 | −1.94% | −24.1% | ₹652 Cr | — | — |
| VLSFINANCEVLS Finance | ₹206.26 | −2.25% | −3.2% | ₹647 Cr | 31.8 | — |
| IFINSECIndia Finsec | — | — | — | ₹625 Cr | — | — |
Ask anything about GIC Housing Finance
Pivot answers on the live chart with evidence you can check, and tests strategies against GICHSGFIN's own history. Try: “Why has GICHSGFIN moved over the last three months?” · “Backtest a 50-day moving-average crossover on GICHSGFIN over five years” · “Compare GICHSGFIN with EMKAY on margins and valuation”
Frequently asked questions about GIC Housing Finance
What is the share price of GIC Housing Finance today?
GIC Housing Finance (NSE: GICHSGFIN) last closed at ₹127.81 on 22 Oct 2026. Its 52-week high is ₹179.03 and its 52-week low is ₹126.00.
What is the market cap of GIC Housing Finance?
GIC Housing Finance's market capitalisation is ₹688 Cr (₹688 Cr) at the 22 Oct 2026 close, ranking 1637th among the NSE companies Pivot tracks.
What is the P/E ratio of GIC Housing Finance?
GIC Housing Finance trades at a trailing P/E of 4.4. The median P/E of the 4 closest Financials peers by market cap is 31.8.
What is the ROE and ROCE of GIC Housing Finance?
Return on equity was 7.3% in FY26 and return on capital employed was 20.8% in FY26 (consolidated figures).
What were GIC Housing Finance's latest quarterly results?
For Q4 FY26 (quarter ended 31 Mar 2026), GIC Housing Finance reported revenue of ₹271 Cr, +0.9% year on year, and net profit of ₹54 Cr, +52.5% year on year.
How has GIC Housing Finance stock performed over the last year?
GIC Housing Finance's share price has fallen 23.2% over the past year, −13.5% over three months and −8.0% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of GIC Housing Finance?
As of 30 Jun 2026: promoters 42.41%, foreign institutions 1.40%, domestic institutions 2.54%, non-institutions 53.65%.
Who are GIC Housing Finance's competitors?
The listed Financials companies closest to GIC Housing Finance by market cap are Emkay Global Financial Services, Capital India Finance, Manba Finance, BEML Land Assets, VLS Finance and India Finsec.
Is GIC Housing Finance a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out GIC Housing Finance's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on GICHSGFIN against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, consolidated where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
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