The Jammu & Kashmir Bank share price
NSE: J&KBANKBanksBanks - Regional
The Jammu & Kashmir Bank at a glance
The Jammu & Kashmir Bank (NSE: J&KBANK) closed at ₹135.87 on 22 Oct 2026, up 0.64% on the day. With a market capitalisation of ₹14,875 Cr, it ranks 424th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Banks sector; its industry is Banks - Regional.
At its last close the stock traded at 6.3× trailing earnings, against a return on equity of 14.3% in FY26. Over the past year the share price has risen 31.2%. Its 52-week range is ₹97.35 (30 Dec 2025) to ₹201.75 (10 Jul 2026); the last close is 32.7% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹3,415 Cr (+7.9% year on year) and net profit ₹425 Cr (−12.5%), on a consolidated basis. Promoters held 59.40% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹14,875 CrRank 424 on NSE
- P/E (trailing)
- 6.3×
- Price to book
- 0.88×FY26
- EPS (TTM)
- ₹20.91to Q1 FY27
- ROE
- 14.3%FY26
- Net profit margin
- 18.0%FY26
- Net interest margin
- 3.11%FY26
- Gross NPA
- 2.50%FY26
- Net NPA
- 0.64%FY26
- CASA ratio
- 0.0%FY26
- Book value / share
- ₹149.84FY26
- 52-week high
- ₹201.7510 Jul 2026
- 52-week low
- ₹97.3530 Dec 2025
- 1-year return
- +31.2%
- RSI (14-day)
- 40.2
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | +0.64% | −2.1% | −6.8% | −23.7% | +31.2% |
The Jammu & Kashmir Bank quarterly results
| Quarter | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹3,025 Cr | ₹3,104 Cr | ₹3,115 Cr | ₹3,164 Cr | ₹3,182 Cr | ₹3,190 Cr | ₹3,146 Cr | ₹3,415 Cr |
| Revenue YoY | +12.2% | +10.7% | +10.6% | +9.2% | +5.2% | +2.8% | +1.0% | +7.9% |
| Net profit | ₹553 Cr | ₹532 Cr | ₹585 Cr | ₹486 Cr | ₹495 Cr | ₹588 Cr | ₹799 Cr | ₹425 Cr |
| Net profit YoY | +44.8% | +26.1% | −8.6% | +16.6% | −10.5% | +10.5% | +36.6% | −12.5% |
| Net margin | 18.3% | 17.1% | 18.8% | 15.4% | 15.6% | 18.4% | 25.4% | 12.5% |
| EPS | ₹5.02 | ₹4.80 | ₹5.28 | ₹4.40 | ₹4.49 | ₹5.28 | ₹7.25 | ₹3.89 |
The Jammu & Kashmir Bank financials
| Item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Revenue | ₹8,833 Cr | ₹8,803 Cr | ₹10,120 Cr | ₹12,051 Cr | ₹13,688 Cr | ₹14,101 Cr |
| Net profit | ₹428 Cr | ₹504 Cr | ₹1,199 Cr | ₹1,770 Cr | ₹2,086 Cr | ₹2,368 Cr |
| EPS (₹) | ₹6.00 | ₹6.00 | ₹12.00 | ₹17.00 | ₹19.00 | — |
| Cash from operations | −₹14 Cr | −₹1,568 Cr | −₹407 Cr | −₹853 Cr | ₹2,723 Cr | −₹1,126 Cr |
| Total debt | — | — | ₹2,892 Cr | ₹2,885 Cr | ₹2,383 Cr | ₹3,381 Cr |
| Shareholders' equity | — | — | ₹9,896 Cr | ₹12,193 Cr | ₹14,208 Cr | ₹16,500 Cr |
The Jammu & Kashmir Bank shareholding pattern
| Holder | 31 Mar 2025 | 30 Jun 2025 | 30 Sep 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|---|
| Promoters | 59.40% | 59.40% | 59.40% | 59.40% | 59.40% | 59.40% |
| Foreign institutions | 7.64% | 8.01% | 7.85% | 8.14% | 8.34% | 9.38% |
| Domestic institutions | 6.70% | 5.87% | 5.76% | 5.83% | 6.00% | 7.84% |
| Non-institutions | 26.26% | 26.72% | 26.99% | 26.63% | 26.25% | 23.38% |
The Jammu & Kashmir Bank vs peers
The listed Banks companies nearest to The Jammu & Kashmir Bank by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| CENTRALBKCentral Bank of India | ₹30.31 | −0.30% | −17.5% | ₹27,163 Cr | 6.1 | 12.9% |
| BANDHANBNKBandhan Bank | ₹160.41 | +0.70% | −1.4% | ₹25,526 Cr | 21.1 | 4.8% |
| CUBCity Union Bank | ₹229.62 | +0.56% | +43.7% | ₹22,419 Cr | 17.2 | 12.6% |
| J&KBANKThe Jammu & Kashmir Bank | ₹135.87 | +0.64% | +31.2% | ₹14,875 Cr | 6.3 | 14.3% |
| SOUTHBANKThe South Indian Bank | ₹55.54 | +1.00% | +72.3% | ₹14,596 Cr | 6.2 | 12.8% |
| PSBPunjab & Sind Bank | ₹20.59 | −0.91% | −29.6% | ₹14,440 Cr | 11.1 | 9.3% |
| KTKBANKKarnataka Bank | ₹316.80 | −0.77% | +85.2% | ₹11,981 Cr | 9.2 | — |
Ask anything about The Jammu & Kashmir Bank
Pivot answers on the live chart with evidence you can check, and tests strategies against J&KBANK's own history. Try: “Why has J&KBANK moved over the last three months?” · “Backtest a 50-day moving-average crossover on J&KBANK over five years” · “Compare J&KBANK with CENTRALBK on margins and valuation”
Frequently asked questions about The Jammu & Kashmir Bank
What is the share price of The Jammu & Kashmir Bank today?
The Jammu & Kashmir Bank (NSE: J&KBANK) last closed at ₹135.87 on 22 Oct 2026. Its 52-week high is ₹201.75 and its 52-week low is ₹97.35.
What is the market cap of The Jammu & Kashmir Bank?
The Jammu & Kashmir Bank's market capitalisation is ₹14,875 Cr (₹14,875 Cr) at the 22 Oct 2026 close, ranking 424th among the NSE companies Pivot tracks.
What is the P/E ratio of The Jammu & Kashmir Bank?
The Jammu & Kashmir Bank trades at a trailing P/E of 6.3. The median P/E of the 6 closest Banks peers by market cap is 11.1.
What is the ROE and ROCE of The Jammu & Kashmir Bank?
Return on equity was 14.3% in FY26 (consolidated figures).
What were The Jammu & Kashmir Bank's latest quarterly results?
For Q1 FY27 (quarter ended 30 Jun 2026), The Jammu & Kashmir Bank reported revenue of ₹3,415 Cr, +7.9% year on year, and net profit of ₹425 Cr, −12.5% year on year.
How has The Jammu & Kashmir Bank stock performed over the last year?
The Jammu & Kashmir Bank's share price has risen 31.2% over the past year, −23.7% over three months and −6.8% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of The Jammu & Kashmir Bank?
As of 30 Jun 2026: promoters 59.40%, foreign institutions 9.38%, domestic institutions 7.84%, non-institutions 23.38%.
Who are The Jammu & Kashmir Bank's competitors?
The listed Banks companies closest to The Jammu & Kashmir Bank by market cap are Central Bank of India, Bandhan Bank, City Union Bank, The South Indian Bank, Punjab & Sind Bank and Karnataka Bank.
Is The Jammu & Kashmir Bank a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out The Jammu & Kashmir Bank's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on J&KBANK against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, consolidated where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
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