Punjab & Sind Bank share price
NSE: PSBBanksBanks - Regional
Punjab & Sind Bank at a glance
Punjab & Sind Bank (NSE: PSB) closed at ₹20.59 on 22 Oct 2026, down 0.91% on the day. With a market capitalisation of ₹14,610 Cr, it ranks 435th by market cap among the 4,183 NSE companies Pivot tracks (a small-cap company by SEBI's rank bands). It belongs to the Banks sector; its industry is Banks - Regional.
At its last close the stock traded at 11.1× trailing earnings, against a return on equity of 9.4% in FY26. Over the past year the share price has fallen 29.6%. Its 52-week range is ₹20.32 (22 Oct 2026) to ₹32.46 (31 Oct 2025); the last close is 36.6% below the high. In Q1 FY27, the quarter ended 30 Jun 2026, revenue was ₹3,213 Cr (+10.4% year on year) and net profit ₹332 Cr (+23.2%), on a standalone basis. Promoters held 93.85% of the company as of 30 Jun 2026.
Key numbers
- Market cap
- ₹14,610 CrRank 435 on NSE
- P/E (trailing)
- 11.1×
- Price to book
- 0.99×FY26
- EPS (TTM)
- ₹1.95to Q1 FY27
- ROE
- 9.4%FY26
- Net profit margin
- 11.0%FY26
- Net interest margin
- 2.12%FY26
- Gross NPA
- 2.40%FY26
- Net NPA
- 0.79%FY26
- CASA ratio
- 30.8%FY26
- Book value / share
- ₹19.92FY26
- 52-week high
- ₹32.4631 Oct 2025
- 52-week low
- ₹20.3222 Oct 2026
- 1-year return
- −29.6%
- RSI (14-day)
- 33.6
Returns to 22 Oct 2026
| Period | 1 day | 1 week | 1 month | 3 months | 1 year |
|---|---|---|---|---|---|
| Price change | −0.91% | −4.9% | −6.2% | −15.7% | −29.6% |
Punjab & Sind Bank quarterly results
| Quarter | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹2,739 Cr | ₹2,931 Cr | ₹3,159 Cr | ₹2,911 Cr | ₹2,999 Cr | ₹3,042 Cr | ₹3,030 Cr | ₹3,213 Cr |
| Revenue YoY | +13.8% | +17.7% | +9.7% | +9.7% | +9.5% | +3.8% | −4.1% | +10.4% |
| Net profit | ₹240 Cr | ₹282 Cr | ₹313 Cr | ₹269 Cr | ₹295 Cr | ₹336 Cr | ₹422 Cr | ₹332 Cr |
| Net profit YoY | +26.7% | +146.7% | +124.5% | +48.3% | +22.9% | +19.3% | +34.9% | +23.2% |
| Net margin | 8.7% | 9.6% | 9.9% | 9.2% | 9.8% | 11.1% | 13.9% | 10.3% |
| EPS | ₹0.35 | ₹0.42 | ₹0.46 | ₹0.38 | ₹0.42 | ₹0.47 | ₹0.59 | ₹0.47 |
Punjab & Sind Bank financials
| Item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Revenue | ₹7,877 Cr | ₹8,055 Cr | ₹8,933 Cr | ₹10,915 Cr | ₹13,049 Cr | ₹13,759 Cr |
| Net profit | −₹2,733 Cr | ₹1,039 Cr | ₹1,313 Cr | ₹595 Cr | ₹1,016 Cr | ₹1,322 Cr |
| EPS (₹) | −₹35.71 | ₹2.56 | ₹1.94 | ₹0.88 | ₹1.50 | ₹1.86 |
| Cash from operations | −₹5,848 Cr | −₹5,999 Cr | ₹1,428 Cr | ₹1,749 Cr | −₹2,294 Cr | −₹1,893 Cr |
| Total debt | — | — | ₹9,018 Cr | ₹9,171 Cr | ₹11,880 Cr | ₹13,952 Cr |
| Shareholders' equity | — | — | ₹15,109 Cr | ₹15,533 Cr | ₹13,355 Cr | ₹14,132 Cr |
Punjab & Sind Bank shareholding pattern
| Holder | 31 Mar 2025 | 30 Jun 2025 | 30 Sep 2025 | 31 Dec 2025 | 31 Mar 2026 | 30 Jun 2026 |
|---|---|---|---|---|---|---|
| Promoters | 93.85% | 93.85% | 93.85% | 93.85% | 93.85% | 93.85% |
| Foreign institutions | 0.73% | 0.25% | 0.16% | 0.16% | 0.15% | 0.14% |
| Domestic institutions | 4.32% | 4.07% | 4.04% | 4.00% | 3.91% | 3.81% |
| Non-institutions | 1.10% | 1.84% | 1.96% | 1.99% | 2.10% | 2.20% |
Punjab & Sind Bank vs peers
The listed Banks companies nearest to Punjab & Sind Bank by market capitalisation.
| Company | Price | 1 day | 1 year | Market cap | P/E | ROE |
|---|---|---|---|---|---|---|
| CENTRALBKCentral Bank of India | ₹30.31 | −0.30% | −17.5% | ₹27,435 Cr | 6.1 | — |
| BANDHANBNKBandhan Bank | ₹160.41 | +0.70% | −1.4% | ₹25,843 Cr | 21.1 | — |
| CUBCity Union Bank | ₹229.62 | +0.56% | +43.7% | ₹22,750 Cr | 17.2 | — |
| J&KBANKThe Jammu & Kashmir Bank | ₹135.87 | +0.64% | +31.2% | ₹14,962 Cr | 6.3 | — |
| PSBPunjab & Sind Bank | ₹20.59 | −0.91% | −29.6% | ₹14,610 Cr | 11.1 | — |
| SOUTHBANKThe South Indian Bank | ₹55.54 | +1.00% | +72.3% | ₹14,541 Cr | — | — |
| KTKBANKKarnataka Bank | ₹316.80 | −0.77% | +85.2% | ₹11,981 Cr | 9.2 | — |
Ask anything about Punjab & Sind Bank
Pivot answers on the live chart with evidence you can check, and tests strategies against PSB's own history. Try: “Why has PSB moved over the last three months?” · “Backtest a 50-day moving-average crossover on PSB over five years” · “Compare PSB with CENTRALBK on margins and valuation”
Frequently asked questions about Punjab & Sind Bank
What is the share price of Punjab & Sind Bank today?
Punjab & Sind Bank (NSE: PSB) last closed at ₹20.59 on 22 Oct 2026. Its 52-week high is ₹32.46 and its 52-week low is ₹20.32.
What is the market cap of Punjab & Sind Bank?
Punjab & Sind Bank's market capitalisation is ₹14,610 Cr (₹14,610 Cr) at the 22 Oct 2026 close, ranking 435th among the NSE companies Pivot tracks.
What is the P/E ratio of Punjab & Sind Bank?
Punjab & Sind Bank trades at a trailing P/E of 11.1. The median P/E of the 5 closest Banks peers by market cap is 9.2.
What is the ROE and ROCE of Punjab & Sind Bank?
Return on equity was 9.4% in FY26 (standalone figures).
What were Punjab & Sind Bank's latest quarterly results?
For Q1 FY27 (quarter ended 30 Jun 2026), Punjab & Sind Bank reported revenue of ₹3,213 Cr, +10.4% year on year, and net profit of ₹332 Cr, +23.2% year on year.
How has Punjab & Sind Bank stock performed over the last year?
Punjab & Sind Bank's share price has fallen 29.6% over the past year, −15.7% over three months and −6.2% over one month, to the 22 Oct 2026 close.
What is the shareholding pattern of Punjab & Sind Bank?
As of 30 Jun 2026: promoters 93.85%, foreign institutions 0.14%, domestic institutions 3.81%, non-institutions 2.20%.
Who are Punjab & Sind Bank's competitors?
The listed Banks companies closest to Punjab & Sind Bank by market cap are Central Bank of India, Bandhan Bank, City Union Bank, The Jammu & Kashmir Bank, The South Indian Bank and Karnataka Bank.
Is Punjab & Sind Bank a good stock to buy?
Pivot does not give buy or sell recommendations. This page sets out Punjab & Sind Bank's price history, valuation, profitability, quarterly results and ownership so you can judge it yourself, and Pivot's chart lets you test a strategy on PSB against its own history before risking money. This is analysis, not financial advice.
Sources and method
Prices: NSE daily closes to 22 Oct 2026 (returns and ratios at the 22 Oct 2026 close). Fundamentals: company filings via Moneycontrol, standalone where available. Shareholding: exchange shareholding-pattern filings. The 52-week range uses intraday highs and lows; the chart marks closing prices. P/E is the last close over trailing twelve-month EPS. Market-cap rank is among the 4,183 NSE companies Pivot tracks; SEBI's bands call the top 100 large-cap and the next 150 mid-cap. Figures marked “—” are not available rather than zero. This is analysis, not financial advice.
More: all Banks stocks · companies starting with P · all NSE stocks · this page as text